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PERSONAL BANKING

Being member owned means what matters to you, matters to us.

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New members can get up to $400 cash.3

We're for real.

You shouldn’t have to settle for sleepless nights worrying about debt, or have to give up on your goals because you’re not sure how to pay for them. As a financial cooperative, we’ve been member owned for over 80 years so we actually care how things turn out for you. 

Our advisors take the time to learn what really matters to you and they’ll support you every step of the way. Switch to Coast Capital and see what it’s like to have a real partner.

Become a member in as little as 5 minutes online.

When you join Coast Capital, you open an account and purchase $5 in membership equity shares. And just like that, you own a piece of Coast Capital.

Or connect with us.

Give us a call at 1.888.517.7000 or book an appointment to meet with us in person or over the phone.

Experience the difference a real financial partner makes.

Creating a better life for yourself and your family shouldn’t be a dream.
We’re here to help you with your real goals and real challenges so you can live the real life you want.
Real Partnership Real Partnership

As a member-owned financial cooperative for over 80 years, if it matters to you it matters to us. We work hard to understand members personally, so we can help you build a plan to live the real life you want.

Real Advice Real Advice

Our members are our shareholders, so your success is our success. Our focus is to educate and guide you to the right financial solutions with clear, simple and personalized advice that you can feel confident about.

Real Impact Real Impact

As a Certified B Corp we want a more sustainable world for all. That’s why we reinvest 10% of our profits to unlocking financial opportunities for our members, employees and communities to build better futures.

Looking for something specific?

Save up to $200 in annual account fees1 with our Free Chequing, Free Debit, and More Account®.

We’re proud to have been the first full-service institution in Canada to offer a free chequing account. Why? Because we believe that it proves that everyday banking shouldn’t be expensive.

  • No monthly fees
  • No minimum balance required
  • Unlimited day-to-day transactions2

Take the first step towards your best future with Money Chat.

Money Chat is our free online tool with the power and resources to help you reach your financial goals. Co-designed with our members and employees, Money Chat is the first step to help you understand your current financial health, where you want to go and how to get there.


Work with a Wealth advisor that’s in your corner.

Our Investment Team is here to help you navigate the world of investing and build the right plan just for you. We break everything down in a clear and simple way so you truly understand and feel confident in your path forward. Through real conversations and actionable advice, we’ll make sure you’re making real progress that you can feel excited about.

Best-in-class digital banking.

Everyday Transactions Simplified

Pay bills, transfer money and even deposit cheques by snapping a photo through our mobile app. Learn more

Debit Card Management

Can’t find your debit card? You can lock it to prevent unauthorized use, and unlock it once you find it. Learn more

Digital Void Cheque

Download a personalized void cheque to easily set up pre-authorized credits and debits like your payroll. Learn more

See what it’s like to have a real partner.
We believe every Canadian deserves a financial partner that actually cares how things turn out for you. Join us today.

Terms and Conditions

  1. Fee savings based on comparisons to average fees on chequing products charged by other Canadian financial institutions.
  2. Transactions include cheques, Coast Capital Savings® and EXCHANGE Network ATM withdrawals, Interac® Direct Payment, preauthorized payments, Coast-by-Phone® bill payments, Coast Online® Banking bill payments and in-branch withdrawals, transfers and bill payments. Deposits and self-serve (Coast Capital Savings® ATM, Coast-by-Phone® and Coast Online® Banking) transfers are free.
    Additional network ATM transactions are subject to the fees listed. Surcharges from other financial institution ATMs are excluded.