Student Banking
Financial well-being 101.
At Coast Capital, we make student banking easy so you can focus on more important things, like making it out of that group project alive. Together, we’ll create a realistic plan so you have one less thing to worry about.
Choose from our selection of student lending and savings products to help you get through school and build for your financial future at the same time.
Enjoy convenient and worry-free banking.
- Access to thousands of surcharge-free ATMs through The EXCHANGE® Network
- Mobile Banking Tools
- Mobile cheque deposit
We'll help you get the most out of your budget. Talk to us today.
Everything you need in one place
Free Chequing, Free Debit, and More Account®
Everything is expensive as a student, but banking doesn’t have to be.
The High-Interest Savings Account
Your savings don't need to be locked away. Get a great rate and easy access to your money.
Cash Back Mastercard®
Establish credit and enjoy other perks like travel insurance, extended warranties and extra protection on your lifeline – your cell phone.
Personal Loans
A personal loan can help whether you need money for education, a major purchase, or to consolidate higher interest rate debt.
Convenient digital money tools
Remote resources open 24/7 and available to help you through your post-secondary experience.
Our team of experts will find the right solutions for you and your goals.
Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.
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- No monthly fee
- Unlimited day-to-day transactions†
- Free withdrawals and deposits at 4000+ ding free® ATMs across Canada
- Free in-branch, online or phone bill payments
- Overdraft Protection on approved credit
- Free eStatements‡
- Sending an e-Transfer $1.50 each; receiving e-Transfers is free
- Click here for service fees on services that are not included with this account.
- Download our account guide
Terms and Conditions.
† Transactions include cheques drawn on the account, Coast Capital ® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital accounts), and withdrawals (in-branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital ® ATM, Coast-by-Phone®, and Coast Capital digital banking are free and unlimited.
- 1 point for every $1 spent on grocery, gas, sustainable transit, select recurring bills and digital streaming purchases ($5k cap)†
- 0.5 points for every $1 spent on all other purchases†
- Purchase Protection, Extended Warranty Insurance, and Mobile Device Insurance*
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Terms and Conditions.
†For full details, please see the Rewards Terms & Conditions of this card.
*Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. Assurant® is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online here. Insurance coverage is subject to change.
® The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. ®Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
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Student Line of Credit†
- Line of Credit limits of up to $40,000 (up to $10,000 per year of study)
- Competitive interest rate of Prime +2%, as of July 11, 2023, the interest rate is 9.20%.‡
- Re-borrow funds at any time up to the pre-set limit
- After you finish school, there is a 12 month grace period of interest only payments, before you have to start repaying the principal amount.
Terms and Conditions.
† Subject to Coast Capital standard lending policies and criteria. Personal guarantee(s), security, and additional documentation may be required. Fees may apply. Other conditions may apply.
‡ Rates subject to changes without notice. Refer to coastcapitalsavings.com/rates for our current rates.
- Term length options available from 1 to 10 years
- Fixed or variable rate options
- Weekly, bi-weekly, semi-monthly or monthly payment schedule options
Terms and Conditions.
† Subject to Coast Capital standard lending policies and criteria. Personal guarantee(s), security, and additional documentation may be required. Fees may apply. Other conditions may apply.
- No monthly fee
- 1.60% interest rate†
- 2 free monthly transactions‡
- $5 per additional transaction
- Sending an e-Transfer $1.50 each; receiving e-Transfers is free
- Click here for service fees on services that are not included with this account
- Download our account guide
Terms and Conditions.
† 1. Interest is calculated at this rate on the closing daily balance and paid monthly. Refer to coastcapitalsavings.com/rates/personal-and-business for our current rates and more information on how interest will be calculated.
‡ 2. Transactions include Coast Capital ® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, preauthorized payments, in branch transfers (between Coast Capital accounts), bill payments and withdrawals (in branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital ATM, Coast-by-Phone and Coast capital digital banking are free & unlimited.
Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information
Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.