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The membership that keeps on giving.

Welcome to Coast Capital. As a financial cooperative, all our members are owners. So their success really is our top priority. For a limited time, get up to $400 when you become a member1  by switching to Coast Capital®. And when you apply, use your friend's promo code to make sure they get their bonus too.

Become a member today.

Join us and open an account before June 30, 2023. Follow the steps below to get your cash bonus. Already now the steps and have your promo code? Get started today.

OPEN ACCOUNT

Join to get up to $400.

Step 1 - Become a member.

By opening a free chequing account, use your friend's promo code to make sure they get their bonus too.

  • No monthly fee
  • No minimum balance required
  • Unlimited day-to-day transactions†
  • Free eStatements
  • Click here for service fees on services that are not included with this account.
  • Download our account guide



Open an account
†Read terms and conditions

Terms and Conditions.

† Transactions include cheques, Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital Savings accounts), and withdrawals. Deposits and electronic transfers (between Coast Capital Savings accounts) Coast Capital Savings® ATM, Coast-by-Phone®, Coast Mobile® Banking and Coast Online are free.

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Step 2 - Earn $3001

By setting up and maintaining the below activities within the first two months of account opening.

We’ll make it easy by emailing you the instructions after you open your account.

  • 1 direct deposit Your direct deposit must be the same direct deposit coming from the same payee for 3 consecutive months. This may be your payroll, pension or government payment. for 3 months consecutive
  • Make at least 15 everyday transactions These are transactions like withdrawals, e-transfers, and debits that one would perform day-to-day. Direct deposits and pre-authorized payments count too. within 3 months of account opening



Open Account
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Step 3 - Earn $1001

By growing your savings with a regular, automatic contribution to a new Mutual Funds account.

  • Open a new Mutual Funds account
  • Set up a monthly, pre-authorized contribution, min. of $100
  • Following Step 1, book an appointment with us to set up your Mutual Funds account and pre-authorized contribution.
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We've answered your most popular FAQs.

Enter the referral code into the promo code field in your application.


Switching your banking to Coast Capital is easy, and we’ve given you time to complete all the eligibility requirements to ensure you get your bonus.

Here’s when you can expect your $300 cash bonus, which will typically be deposited to your New Account via electronic funds transfer within 60-90 days of Coast Capital confirming that you have fulfilled the qualifying criteria listed above. For example, see payout schedule below:

If you create an account during one of the months below and start criteria within first 60 days; You'll get your $300 bonus within 60-90 days* following criteria completion.
March 2023 August - October 2023
April 2023 September - November 2023
May 2023 October - December 2023
June 2022 November 2023 - January 2024

*Your payout will depend on when you start your offer criteria.

You can earn your $100 Investment Offer bonus immediately following setting up your new pre-authorized contribution (min. $100 monthly) to your new investment1.


To earn $300, within the first 2 months following account creation, set up and maintain;

  • 1 direct deposit for 3 months consecutive
  • Make at least 15 everyday transactions within 3 months

To earn $100;

  • Set up a new investment and pre-authorized contribution (min. $100 monthly)

If you signed up without the provided referral code, you will still be eligible for the $400 bonus, if you meet all the eligibility requirements. However, your friend will not receive the referral bonus.

No, you must sign up online using the code your friend provided.

  1. Log in to digital banking through a computer or our mobile app.
  2. Select from the menu, Account Overview, then Download Void Cheque and select the account you want the void cheque for.
  3. Click the Export button to download a PDF file containing your void cheque. Save or print this PDF to provide a digital or physical copy to your employer.

How do I know if my direct deposit is eligible?

In order to be eligible for the bonus, your direct deposit must be the same direct deposit coming from the same payee for 3 consecutive months. This may be your payroll, pension or government payment. Check the terms and conditions for more details.


How do I check if I have had 15 transactions?

The easiest way to track eligible transactions is through our personal financial management tool, Money Manager, located in online banking and the Coast Mobile app. Learn about your spending habits, set budgets, track your progress towards your goals and pay down your debt more effectively. Once you have set up Money Manager, simply check your transactions. (Exclusions: Account or service charges and account to account transfers.)

Transactions like point of sale, INTERAC e-Tranfers, direct deposits and pre-authorized debits count towards your eligible transactions.


I already have an account with Coast Capital, can I open a new one to get the bonus?

No, if you already have an account with Coast Capital, you are not eligible for this bonus. Please refer to the terms and conditions for more details.


I used to have an account with Coast Capital, am I eligible?

No, if you have had a previous personal account with Coast Capital, you are not eligible for this offer. Please refer to the terms and conditions for more details.


Why was my application denied?

There are a number of reasons an application may be declined. If your online application was declined please contact us.


Worldsource Financial Management

Mutual fund dealer service and segregated fund administration are managed by our trusted partner at Worldsource Financial Management. Worldsource is a leading independent dealer services provider and subsidiary of Guardian Capital, a Canadian publicly-traded investment management company. Their expertise allows us to provide better products and services, online account access and reporting.

Worldsource View is a tool that allows members to view and monitor investments online, anytime, anywhere, plus the convenience of printing your statements.

Go to Worldsource View

Worldsource Financial Management

Mutual fund dealer service and segregated fund administration are managed by our trusted partner at Worldsource Financial Management. Worldsource is a leading independent dealer services provider and subsidiary of Guardian Capital, a Canadian publicly-traded investment management company. Their expertise allows us to provide better products and services, online account access and reporting.

Worldsource View is a tool that allows members to view and monitor investments online, anytime, anywhere, plus the convenience of printing your statements.

Go to Worldsource View

  1. Read full new personal member offer terms and conditions here.
  2. Transactions include cheques, Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, pre-authorized payments, bill payments, transfers (between Coast Capital Savings accounts), and withdrawals. Deposits and electronic transfers (between Coast Capital Savings accounts) Coast Capital Savings® ATM, Coast-by-Phone®, Coast Mobile® Banking and Coast Online are free. Excludes e-Transfer fees. Sending an e-Transfer is $1.50 each; receiving e-Transfers is free.
CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information

Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd. provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses may all be related with mutual fund investments. Important information about mutual funds is contained in the relevant fund facts and simplified prospectus. Please read the fund facts carefully before investing. Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.